- Should you spend your days checking all the different banks for their different rates?
- Should you check bank rate monitor?
- Should I use the bank I have my savings account with?
NO YOU SHOULD NOT DO ANY OF THE ABOVE!
- It would take too much time to go to bank to bank to bank and by the time you apply and lock your rate it will not be the lowest anymore.
- Banks advertise with a low rate on bank rate monitor just to get you to call, then the rate is completely different, always!!
- Just because you have a savings account and you know someone in the bank means nothing! Underwriting is done by the books and never takes into consideration relationships. The underwriting of your loan is not done in the branch and you will always pay for a retail rate not a wholesale rate.
USE A BROKER THAT YOU KNOW OR TRUST!!! ALWAYS!!
A broker has to pass extensive training and licensing to get his licensing, a branch worker doese not. A broker has access to all the banks wholesale rates. With one application a broker can lock your mortgage rate at what ever bank has the lowest rate at a moments notice. They monitor all bank rates better than you can, they live and breath rates all day long. If they have been doing this long enough they can even predict what bank will have a very low rate.
North Atlantic has been a top Mortgage Broker since 1996 and clients always return because they have been through the process and know this is the only way to get a very low rate.
Call to speak to John Sauro, he is the most experienced Mortgage Professional you will ever find. He will put your mortgage concerns at ease with a very quick phone call or email him john(@)northatlanticmortgage.com and with about 10 questions answered you will be on your way.
It cost nothing to get started!!!
Don't waist your time & money!! Contact him now!! 1-877-794-5363
North Atlantic Mortgage Corp. 733 Summer St. Stamford, CT 06901
Licensed Mortgage Broker, CT, NY, FL, Banking Department *Loans Arranged Through Third Party Providers. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. NMLS #1375